Click to email info@thefrsretirementguide.com call now 407-674-0218 schedule a call for later contact

Privacy Policy

Effective Date: February 3rd, 2026

The FRS Retirement Guide (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you choose to share with us.

This Privacy Policy explains how information is collected, used, and safeguarded when you visit our website or interact with our educational resources.

Who We Are

The FRS Retirement Guide is an independent educational resource for Florida Retirement System (FRS) participants.

Florida Retirement Planning Guide is a registered fictitious name of TIMCO Wealth LLC, which operates this website.

We are not affiliated with, endorsed by, or connected to the Florida Retirement System (FRS), the State of Florida, or any government agency.

Information We Collect

We may collect personal information that you voluntarily provide, including:

Name
Email address
Phone number
Employment category (e.g., educator, first responder, state employee)
Information you submit through contact forms, checklist downloads, or scheduling requests

We do not collect sensitive personal data such as Social Security numbers or financial account information through this website.

How We Use Your Information

Information collected may be used to:

Provide educational materials such as retirement checklists or guides
Respond to inquiries or requests
Schedule and confirm educational consultations
Improve website content and user experience
Communicate information related to FRS education and retirement planning topics

We do not sell or rent your personal information to third parties.

Educational Purpose Only

All information provided through this website and related communications is for educational purposes only.

Nothing on this website constitutes official FRS guidance, legal advice, tax advice, or individualized financial recommendations.

Cookies and Website Analytics

This website may use cookies or similar technologies to:

Improve functionality
Understand website traffic and usage patterns
Enhance user experience

You may disable cookies through your browser settings if you prefer.

Information Sharing

We may share information only when necessary to:

Comply with legal obligations
Protect our rights or property
Support website functionality through trusted service providers (e.g., scheduling or email platforms), who are required to keep information confidential

Data Security

We take reasonable measures to protect personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet can be guaranteed as completely secure.

Third-Party Links

This website may include links to third-party websites for informational purposes. We are not responsible for the privacy practices or content of those websites.