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Disclosure: The FRS Retirement Guide is an independent educational resource operated by Florida Retirement Planning Guide, a fictitious name (DBA) of TIMCO Wealth LLC. We are not affiliated with, endorsed by, or connected to the Florida Retirement System (FRS), the State of Florida, or any government agency.This website provides general educational information to help Florida public employees better understand FRS retirement options. It does not provide legal, tax, or individualized financial advice. Licensed financial and insurance services, if applicable, are offered separately through Florida Retirement Planning Guide.